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About Jefferson Capital Interests, Inc.
General
JCI is a Real Estate investment and development company with interests in both
residential and commercial properties.
The company intends to own and manage a portfolio of income producing residential and
commercial real estate. Substantial amounts of capital will be utilized for
the acquisition of rental communities and for similar properties that can yield
high return rates through condominium conversions.
The company also intends to locate and acquire for-sale condominium or rental
communities that can be retained in our investment portfolio as Condo Hotel properties.
Business Strategy
The business of the company will be divided into four basic segments – property
development and construction of for-sale housing, the operation of our investment
properties portfolio to include residential apartments and commercial properties,
the operation of properties for Real Estate Investment Trusts and Umbrella Partnership
REIT sponsored and initially capitalized by the company, and the operation of properties
held as Condo Hotels.
Our first business segment is property development. We will develop new properties
for sale, primarily single family homes in gated communities and multifamily apartment
communities, which upon stabilization, could become part of our investment portfolio.
We also intend to renovate existing or newly acquired apartment communities to reposition
them in the market. During the last two years, we have studied investments in new
construction and development projects. We have identified various markets that
present an opportunity for applying the business and financial models of our company.
We intend to pursue various properties and projects that can yield in
excess of 17% on an annual basis.
Our investment portfolio of stabilized apartment communities and commercial
properties would be the largest segment and the one whose operation most
resembles that of traditional real estate investment trusts (REITs).
Funds generated by the operation, sale, or refinancing of properties in
the investment portfolio would support our overhead and finance our development
activities. Our policy is to continuously improve performance in order to
increase revenue and enhance the value of the properties in our investment
portfolio through intensive management and consistent capital improvements.
Our third segment includes the operation of Real Estate Investment Trusts and
the companion Umbrella Partnership Real Estate Investment Trusts.
Under this segment, the company plans to acquire and operate traditional REIT properties
such as Hotel, Rental Apartment Complexes, Office Buildings, and Commercial Properties.
The fourth segment will encompass properties acquired or built with the specific
intent of operating such properties as Condo Hotels or Timesharing Units.
The company will follow a business model specifically designed for these types
of investment properties.
Consolidated Financial Group Services, Inc. ("CFG") is a development stage corporation
formed in the State of Nevada. Due to the changing dynamics of the financial services
industry, we believe there is a growth opportunity to develop a business model with a
target market focus, namely commercial finance, consumer credit card finance,
and accounts receivable financing and factoring, through various affiliates.
To undertake operations, we must first be successful in raising our Initial
Capitalization through CFG’s parent company. CFG will first market and sell its
"securities purchaser receipts" (SPRs)
to residents of South Carolina,
in order to gain sufficient funds to make loans to customers.
We are required to refer to entities or persons as "securities purchasers"
who invest in our group’s corporate securities rather than as "depositors,"
since the term "deposit" is reserved exclusively for those funds
placed into accounts by such persons and entities into licensed Federal Reserve Bank (FRB)
institutions and thrifts. These for-sale corporate securities will most likely be
in the form of collateral-backed certificates that will have a total
return yield higher than posted FRB rates, since we believe that by offering a premium,
we can compete against such FRB institutions.
We will disclose the results of the private placement Offering
to the State of South Carolina regulators in order to begin accepting such
SPRs from the general public in accordance with the rules that govern such
matters as set forth by that State’s Attorney General.
Read more about CFG Services, Inc.
Mission Statement
To undertake commercial finance through the following wholly owned subsidiaries, (a)
CFG Commercial Real Estate Finance, LLC, which will focus on retail, multifamily, office,
and industrial/warehouse properties; (b) CFG Equipment Financial Services, LLC which will
provide loans and leases to assist companies in funding their business operations; (c)
CFG Technology Finance, LLC which will offer a variety of financing alternatives for
companies in emerging growth technologies, including term loans and lines of credit;
and (d) CFG Business Capital, LLC which will be an asset based lender focusing on both
asset based and structured finance opportunities for a variety of purposes including
working capital loans, acquisitions and debt consolidation.
To undertake consumer credit card finance through CFG Credit Funding, LLC,
a wholly owned subsidiary, which will originate, process, service, purchase
and sell credit card portfolios throughout the United States through an affiliated bank.
Business Objectives
Commercial Credit
CFG Commercial Real Estate Finance, LLC. We plan to target various segments of the commercial
real estate finance industry. Targeted projects will include acquisition finance,
construction finance, bridge financing for projects in transition, which may need funds
for capital improvements and leasing commissions, and/or refinancing of existing projects.
We will target retail, multifamily, office, and industrial/warehouse properties.
Pricing options will vary. The rates may be either fixed or floating based on a Prime, Libor,
Fed Funds or other index, which will typically include a spread.
Loans may be non-recourse, limited recourse or full recourse depending on the
nature and risk factors associated with each credit facility.
Maturities will also vary depending on the nature and risk factors
associated with each project, although we do not expect to provide
credit facilities with maturities beyond ten (10) years. The minimum credit
facility amount will be $500,000 with no maximum limit. Larger credit facilities
may require syndication or participation with other lenders to hedge credit risk.
Special options may include syndication, FX (foreign exchange) and interest rate-hedging solutions.
CFG Equipment Financial Services, LLC will provide loans and leases to assist companies in
funding their business operations. CFG Equipment Financial Services will provide uniquely
tailored leasing solutions, whether the customer consists of a smaller operation or a larger
firm. Lease agreements from $5,000 to $20-million and up. Flexible terms may include return
and renewal options, trade-ups, early terminations and extensions. Shipping, delivery, and
freight costs can be structured into the lease. Periodic payment structures ranging from monthly,
quarterly, semiannually, or annually. Long-term leases will be made available.
CFG Technology Finance, LLC will offer a variety of financing alternatives for companies in
emerging growth technologies, including term loans and lines of credit. Credit facilities
will be tailored for the specific needs of the borrower and may range from working capital
lines of credit to acquisition finance.
CFG Business Capital, LLC will be an asset based lender focusing on both asset
based and structured finance opportunities for a variety of purposes including
working capital loans, acquisitions and debt consolidation.
Consumer Credit
CFG Credit Funding, LLC will originate, process, service, purchase
and sell credit card portfolios throughout the United States through
an affiliated bank.
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